Irrevocable Certainty of Final Payments with QuickBooks® & Elavon Integration

Irrevocable Finality: No Revocation, No Chargebacks, No Risk

Modern Payments Require Finality—Eliminate Chargebacks, Fraud, and Delays with Irrevocable Certainty
As digital payments become faster and more vulnerable to fraud and disputes, businesses require more than just speed—they need absolute finality. With the integration of QuickBooks® (QBO) and Elavon’s omnichannel payment gateway, merchants can now accept and reconcile irrevocable final payments without chargebacks across all platforms—online, in-store, and mobile. Whether you're running an ecommerce store, a retail business, or a mobile service, TodayPayments.com ensures you get paid instantly—and keep every dollar.

To empower businesses with real-time, irrevocable payment certainty by integrating QuickBooks® and Elavon for secure, omnichannel payment processing that eliminates chargebacks, fraud, and delays.

TodayPayments.com is a trusted payment partner for businesses that demand secure, final settlement across every channel. Through advanced QuickBooks® QBO integration and Elavon’s hosted gateway, we give companies the tools to eliminate revenue risk and streamline receivables with payment certainty—online, in-store, or mobile.

The foundation of secure payment processing is trust—and nothing builds trust like irreversible, instant payment settlement. By enabling irrevocable final payments, businesses receive guaranteed funds in real time, without the risk of disputes or revocation.

  • Ask us How:
    “Irrevocable final payments without revocation or chargebacks guarantee that businesses receive secure, non-reversible funds instantly—eliminating disputes, payment fraud, and settlement delays.”


"Our Integrated payment solutions can save a typical small business owner more than 180 hours each year"
QuickBooks Pro Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

QuickBooks® QBO Integration for Real-Time Receivables Automation

Through seamless integration with QuickBooks® Online, payments processed via Elavon are automatically synced to your general ledger and accounts receivable dashboard—simplifying reconciliation and reporting.

  • Ask ush How:
    “Our integration with QuickBooks® QBO allows businesses to track irrevocable payments in real time, automate receivables, and reconcile bank settlements instantly without manual intervention.”

Omnichannel Elavon Payment Gateways: Online, In-Store, and Mobile

✅ In-Person Payments – Elavon POS

Accept real-time payments at retail locations with Elavon terminals that support chip, swipe, contactless, and mobile wallets. Funds are finalized immediately—no chargebacks, no reversals.

  • Ask ush How:
    “Elavon POS terminals support secure in-store transactions that settle instantly with finality, accepting all major cards, tap-to-pay, and mobile wallets with no risk of post-sale disputes.”

✅ Online Payments – Hosted Checkout with Tokenization

Enable customers to securely pay online using Elavon’s PCI-compliant hosted checkout integrated with leading shopping carts like Shopify, WooCommerce, and BigCommerce.

  • Ask ush How:
    “Elavon’s online payment gateways deliver secure, irrevocable transactions via hosted checkout pages—ideal for ecommerce businesses seeking fraud-proof, dispute-free online sales.”

✅ Mobile Payments – Elavon MobileMerchant

Use mobile devices to accept secure, irrevocable payments in the field. Great for service-based businesses that require real-time confirmation and mobile flexibility.

  • Ask ush How:
    “Elavon mobile gateways let you collect real-time payments from smartphones or tablets—finalizing transactions instantly with QuickBooks® sync for seamless on-the-go operations.”

PARAMETERS, ATTRIBUTES, BENEFITS & FEATURES

Feature

Description

Payment Finality

Irrevocable – no chargebacks, no reversals

Settlement Speed

Instant, real-time confirmation

Integration

QuickBooks® QBO for live sync & automation

Supported Channels

Online, in-store POS, mobile/tablet

Security Protocols

PCI-DSS, encryption, tokenization

Shopping Cart Support

WooCommerce, Shopify, BigCommerce, Magento

Customer UX

Hosted checkout, SMS/email invoicing

Batch Uploads

ISO 20022 formats – Excel, XML, JSON

Business Types

Ecommerce, retail, subscription, field services

RfP Messaging

ISO 20022-compliant Request for Payment support

Ask us How:

1. Eliminate Chargebacks and Payment Fraud with Irrevocable Settlement
“By enabling irrevocable payment finality, businesses can eliminate costly chargebacks and fraudulent disputes—protecting revenue and delivering reliable cash flow with every transaction, regardless of channel.”

2. Automate Receivables with QBO for Instant Accounting Sync
“QuickBooks® QBO integration allows businesses to connect real-time Elavon payment activity with their accounting dashboard—automatically posting receivables and closing invoices for financial accuracy.”

3. Power Your Business with Omnichannel Security and Speed
“Elavon’s gateway supports real-time payment processing across POS, mobile, and ecommerce channels—giving you the freedom to accept irrevocable payments anywhere while eliminating reconciliation headaches.”

 

Integrating FedNow and Real-Time Payments (RTP) with QuickBooks Online (QBO) provides significant advantages, particularly the irrevocable certainty of final payments, which eliminates the risk of revocation or chargebacks. This integration enhances security, efficiency, and reliability in financial transactions. Here’s how to leverage these benefits using SecureQBPlugin.com:

Key Benefits of Irrevocable Payments with QBO and FedNow/RTP

1. Enhanced Security and Trust

  • No Chargebacks: Payments processed through FedNow and RTP are final and cannot be reversed, eliminating the risk of chargebacks.
  • Fraud Reduction: The finality of payments reduces the likelihood of fraudulent activities since funds cannot be reclaimed once transferred.

2. Improved Cash Flow Management

  • Immediate Fund Availability: Payments are available instantly, improving business liquidity and cash flow management.
  • Financial Predictability: Businesses can rely on the certainty of payments for better financial planning and stability.

3. Operational Efficiency

  • Streamlined Reconciliation: Automated reconciliation in QBO reduces manual efforts and errors, ensuring accurate financial records.
  • Reduced Administrative Overhead: Less time and resources are spent handling disputes and managing chargebacks.

4. Customer Satisfaction

  • Transparency: Clear transaction records reduce disputes and enhance transparency.
  • Instant Confirmation: Immediate payment confirmation improves the overall customer experience.

5. Regulatory Compliance

  • Adherence to Standards: FedNow and RTP comply with stringent regulatory standards, ensuring secure and compliant transactions.
  • Clear Audit Trails: Provides clear audit trails for compliance and reporting.

Integrating FedNow and RTP with QBO Using SecureQBPlugin.com

Step-by-Step Guide

  1. Set Up SecureQBPlugin.com
    • Create an Account: Sign up for SecureQBPlugin.com and link it to your QBO account.
    • Install the Plugin: Follow the installation and configuration instructions provided by SecureQBPlugin.com.
  1. Integrate FedNow and RTP
    • Bank Integration: Ensure your bank supports FedNow and RTP for processing payments.
    • API Access: Obtain API keys and credentials from your bank or payment hub that supports FedNow and RTP.
  1. Generate and Use Invoice Tokens
    • Invoice Creation: Create an invoice in QBO as usual.
    • Invoice Tokens: Use SecureQBPlugin.com to generate a unique Invoice Token for each invoice. This token should be embedded in the invoice details.
  1. Send Invoices to Customers
    • Invoice Delivery: Send the invoice to your customer via email or through a customer portal, including the Invoice Token. Optionally, provide a payment link or QR code incorporating the Invoice Token for easy access.
  1. Customer Payment Process
    • Receive Invoice: The customer receives the invoice with the Invoice Token included.
    • Initiate Payment: The customer uses their bank’s portal, supporting FedNow or RTP, to make a payment using the Invoice Token.
    • Instant Payment Processing: The bank processes the payment instantly through FedNow or RTP.
  1. Reconciliation and Reporting in QBO
    • Real-Time Updates: SecureQBPlugin.com updates QBO in real-time when payments are made using the Invoice Token, automatically marking the invoice as “Paid.”
    • Automated Reconciliation: QBO reconciles the payment with the corresponding invoice using the Invoice Token.
    • Reporting: Generate real-time reports in QBO to track payments made using Invoice Tokens, ensuring compliance with state and federal regulations.

Example Workflow

  1. Create Invoice:
    • Generate an invoice in QBO.
    • SecureQBPlugin.com generates a unique Invoice Token and embeds it in the invoice.
  1. Send Invoice:
    • Send the invoice to the customer with the Invoice Token included.
  1. Customer Payment:
    • The customer uses the Invoice Token to make a payment through their bank’s portal supporting FedNow and RTP.
  1. Instant Processing:
    • The payment is processed instantly, and funds are transferred.
  1. Automatic Reconciliation:
    • QBO updates the invoice status to “Paid” and reconciles the payment using the Invoice Token.

Benefits Recap

  • Security: No chargebacks or reversals.
  • Efficiency: Streamlined reconciliation and reduced manual work.
  • Customer Satisfaction: Immediate confirmation and clear transaction records.
  • Cash Flow: Instant availability of funds and improved liquidity.
  • Compliance: Clear audit trails and adherence to regulatory standards.

By integrating FedNow and RTP with QBO through SecureQBPlugin.com, businesses can fully leverage the benefits of irrevocable payments, enhancing security, efficiency, and customer satisfaction. This integration not only streamlines the payment process but also provides certainty and reliability in financial transactions, significantly improving operational efficiency and financial management.

Protect Every Dollar You Earn—With Irrevocable Payment Certainty
At TodayPayments.com, we help you stop chasing lost revenue and start building financial momentum. By combining QuickBooks® QBO integration with Elavon’s secure payment gateway, you’ll receive non-reversible, fraud-free payments instantly—across any channel.

✅ Accept online, in-store, and mobile payments
✅ Eliminate chargebacks and payment disputes
✅ Sync instantly with QuickBooks® QBO
✅ Use ISO 20022 RfP invoicing and batch uploads
✅ Offer customers convenience with hosted checkouts and mobile links

The future of payments is final.
Visit https://www.TodayPayments.com now to activate Irrevocable Final Payment Solutions and ensure every transaction is secure, instant, and 100% yours.

Request for Payment

Text Mobile Request for Payment Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Irrevocable Payments system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

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